Updated June 2026
Blog
Practical, hands-on writing about budgeting, freelancer finance, bookkeeping, rental analysis, and the spreadsheet formulas that power them — every workflow tested in Google Sheets and cross-checked against Microsoft Excel using official Google Workspace function documentation.
What This Blog Covers
SheetCraft's blog is the working journal of the site. Where the long-form guides walk through complete workflows from start to finish, the blog publishes shorter, more pointed posts that compare options, document edge cases, and answer the questions that come up most often from freelancers and small business operators. Each post is built around a single concrete question — "Which budget template fits my situation?", "Should I switch from Excel to Google Sheets?", "How do I set up Schedule C tracking from scratch?" — and answers it end-to-end with the templates, formulas, and corner cases you'll actually encounter.
The Topics We Cover Most
Personal and household budgeting. Posts compare the major budgeting frameworks — zero-based, 50/30/20, paycheck budgeting, envelope method — and walk through how each one is built in a Google Sheet. We cross-reference Consumer Financial Protection Bureau budgeting worksheets and SEC investor.gov emergency-fund guidance to ground the templates in standard advice.
Freelancer and self-employed finance. Posts cover the full self-employed money stack: separating personal and business accounts, invoicing and accounts-receivable tracking, quarterly estimated tax payments, mileage and home-office deductions on IRS Schedule C, and the year-end reconciliation that prepares your books for tax filing. We cross-reference the IRS Self-Employed Tax Center and U.S. Small Business Administration guidance throughout.
Spreadsheet platform comparison. Posts compare Google Sheets and Microsoft Excel feature by feature for specific use cases (small business bookkeeping, rental analysis, content-creator finance) — what works the same in both suites, what only works in one, and which is the right pick for a given operator. Every claim is sourced to official Microsoft or Google function documentation rather than to secondary blog posts.
Niche workflow walkthroughs. Posts cover specific workflows that come up often in our reader inbox — wedding budget planning, rental property analysis, content-creator income tracking, ADHD-friendly productivity systems — at a level of detail that lets a reader build the same system from scratch using the formulas and structure described.
How These Posts Are Built
Every formula in every post is cross-referenced against official documentation before publication — the Microsoft Excel function reference and the Google Sheets function reference. We do not publish formulas that depend on undocumented behavior, beta features, or third-party add-ons that aren't freely available. When a workflow touches tax, financial, or legal territory, we link to the corresponding IRS, SBA, or CFPB guidance and explicitly note that the post is educational, not advice. Full editorial standards — including update cadence, formula verification, and what we won't cover — are documented at sheetcraft.org/methodology.
Editorial Cadence
New posts publish when there is a workflow worth documenting end-to-end — typically two to four longer pieces per month. Tax-related posts are reviewed every January when the IRS publishes the new contribution limits, mileage rates, and standard deductions for the year. Posts that cover Google Sheets or Microsoft Excel features are updated when those products ship a meaningfully different version of a function (the rollout of dynamic arrays in Excel 365 is the most recent example). The blog index was last refreshed June 2026.
Latest Posts
7 Best Budget Spreadsheet Templates for 2026 (Free and Premium)
Compare the top budgeting approaches, 50/30/20, zero-based, paycheck budgeting, and find the right template for your situation.
10 min readGoogle Sheets vs Excel for Small Business: The 2026 Comparison
An honest feature-by-feature comparison of Google Sheets and Microsoft Excel for small business owners.
9 min readSmall Business Bookkeeping in Google Sheets: The Complete Setup Guide
Step-by-step guide to setting up DIY bookkeeping in Google Sheets, chart of accounts, expense categorization, monthly P&L, and tax prep.
11 min readHow to Track Freelancer Income and Expenses (Without Paying for Software)
Everything freelancers need to track for taxes, income by client, Schedule C expenses, quarterly estimated payments, and deductions you might be missing.
10 min readWedding Budget Planning: How to Track Every Dollar Without Losing Your Mind
Real cost breakdowns, hidden expenses most couples miss, and a spreadsheet-based system for staying on budget.
9 min readHow to Analyze a Rental Property Deal with a Spreadsheet (Step-by-Step)
Walk through a real deal analysis, cap rate, cash-on-cash return, DSCR, and 10-year projections with actual numbers.
11 min readADHD and Productivity: Why Spreadsheets Work Better Than Apps
How the Top 3 methodology, energy tracking, and dopamine menus help ADHD brains stay productive without the guilt.
9 min readContent Creator Income Tracking: What to Track, How to Track It, and Why It Matters
Revenue streams, true hourly rate, sponsorship negotiation data, and quarterly taxes, the financial side of being a creator.
10 min readFrequently Asked Questions
Who is the SheetCraft blog written for?
The SheetCraft blog is written for freelancers, solopreneurs, side-hustlers, and small business owners who manage their own money in spreadsheets. Posts assume you are comfortable with basic Google Sheets or Microsoft Excel — you can write a SUM formula, you understand what a cell reference is — but explain advanced functions like ARRAYFORMULA, QUERY, INDEX/MATCH, and XLOOKUP in plain English the first time they appear.
Do these posts work in Microsoft Excel as well as Google Sheets?
Most do. Where a workflow uses a Google-specific function (ARRAYFORMULA, QUERY, IMPORTRANGE, FILTER), the post flags it and shows the closest Microsoft Excel equivalent — usually a dynamic-array formula in Excel 365. Cross-platform functions like SUMIFS, IFS, INDEX/MATCH, XLOOKUP, and date arithmetic work identically in both suites. Every formula is cross-referenced against official Microsoft and Google function documentation before publication.
Are these posts financial, tax, or legal advice?
No. SheetCraft posts cover spreadsheet workflows — how to set up a budget, how to categorize Schedule C expenses, how to compute cap rate on a rental — and they reference official IRS, SBA, and CFPB guidance, but they cannot replace a CPA, registered investment adviser, or attorney. Use the templates as a working tool; consult a qualified professional for advice specific to your situation.
How often are new posts published?
New posts are published when there is a workflow worth documenting end-to-end, not on a fixed editorial calendar — typically two to four longer posts per month. Tax-related posts are reviewed every January when the IRS publishes the new contribution limits, mileage rates, and standard deductions for the year. Posts that cover Google Sheets or Microsoft Excel features are updated when those products ship a meaningfully different version of a function. The blog index was last refreshed June 2026.
Can I cite or republish these posts?
Yes, with attribution. SheetCraft posts are licensed for educational reuse with credit. Cite as: "SheetCraft, [post title], sheetcraft.org, [year]. Accessed [date]." Underlying spreadsheet formulas are not copyrightable; the editorial commentary, walkthroughs, and worked examples are. Full editorial standards are documented at /methodology.
References: Microsoft Excel docs · Google Sheets docs · IRS · SBA · CFPB. Educational reference only — not personal financial, tax, or legal advice. Methodology: sheetcraft.org/methodology. Last updated June 2026.